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Your traditional 401(k) or IRA is an excellent vehicle to save and invest in your retirement. These plans typically allow for you to invest in stocks, bonds, or index funds. But what if you want to diversify your IRA into cryptocurrencies?
Cryptocurrencies like Bitcoin and Ethereum have surged in recent years and "Crypto IRA" companies have emerged to meet customer demand to invest in these alternative assets. We've looked at ten bitcoin IRA providers. Below are our top 5 for 2022.
What are the Best Crypto IRA Companies for 2022?
- Best Overall: Bitcoin IRA
- Lowest Fees: iTrustCapital
- Best Security: BitIRA
- Best Support: My Digital Money
Bitcoin IRA - Best Overall
Bitcoin IRA made the top of our list due to their overall convenience in setting up a new account. The company allows 24/7 trading of your cryptocurrencies inside your tax-deferred IRA, along with cold storage of your crypto holdings.
Bitcoin IRA has competitive fees, and insures your cryptocurrencies for up to $100 million.
From a marketing perspective, the team at Bitcoin IRA has a first-to-market advantage, having opened their doors in 2016. The company was able to secure the company brand name and website URL of BitcoinIRA.com.
We believe that you can't go wrong opening a digital currency IRA with Bitcoin IRA.
Account minimum: $3,000
iTrustCapital - Lowest Fees
iTrustCapital was founded in 2018. Similar to Regal Assets, the company allows customers to buy both cryptocurrencies and precious metals in the same account.
iTrustCapital boasts a selection of 24+ different cryptocurrencies with some of the lowest trading fees in the industry. Expect to pay only 1% per transaction. The company does not charge any monthly fees, and currently offers a promotion giving new customers $100 in BTC with your newly funded account.
Account minimum: $2,500
BitIRA - Best Security
While only in operation since 2017, BitIRA is an offshoot of Birch Gold Group, an established precious metals IRA company that's been in business since 2003.
BitIRA customers turn to BitIRA for their true cold-storage solution:
- multi-sig wallet
- personal, encrypted hardware device
- fully insured through all-risk policy
BitIRA offers an online platform where customers can trade inside their self-directed IRA on a tax-deferred basis. BitIRA is a highly-rated firm with an A+ rating with the Better Business Bureau.
Account minimum: $5,000
Best Support - MyDigitalMoney
My Digital Money was launched in 2020 by founder and CEO Colin Plume. The sister company to Noble Investments, Plume expanded into cryptocurrencies in order to meet the growing customer demand.
My Digital Money is both an exchange where you can trade cryptocurrencies and a bitcoin IRA company. In a marketplace where companies are notorious for poor customer support, My Digital Money excels.
If you have an account issue, you can get on the phone with support to solve your challenges. Their crypto IRA offers full "white-glove" service as an account representative will hold your hand through every step of the process, making investing with your IRA as painless as possible. Like Noble Gold, My DIgital Money is highly rated across customer review websites, and the company holds an A+ rating with the BBB.
The personal support is unmatched, making My Digital Money an excellent choice for new investors or anyone intimidated by the cryptocurrency landscape. All IRAs are fully insured, the company offers cold storage of your cryptocurrencies, along with a decent variety of cryptocurrecyies for your investment needs.
Minimum account: $2,000
Bitcoin IRA Company Reviews
How do you find the best bitcoin IRA company for 2022? Start with online reviews like the one you're reading now. We've sifted through customer complaint and review sites such as:
- The Better Business Bureau
- The Business Consumer Alliance
- TrustLink
- TrustPilot
- Yelp, and more...
The reputable crypto IRA companies put a focus on customer feedback, are highly rated, and tend to have few (if any) complaints filed against them. Performing due diligence today, ensures you select the best firm to assist with your bitcoin IRA rollover.
- Best Overall: Bitcoin IRA
- Lowest Fees: iTrustCapital
- Best Security: BitIRA
- Best Customer Support: My Digital Money
Contact 2-3 highly rated companies and narrow it down to find the best digital currency IRA provider for your investment.
