Colonial Metals Group Review: Best for Gold IRAs?

When it comes to protecting wealth and diversifying retirement savings, Colonial Metals Group has emerged as a compelling choice for gold and silver buyers. 

With a strong focus on precious metals ownership for retirement planning, the company has built a reputation for transparency, customer service, and competitive pricing. 

But is Colonial Metals Group the right choice for your financial goals?

In this comprehensive review, we examine its offerings, fees, customer service, and reputation to help you decide.

Executive Summary

Colonial Metals Group is a fast-growing precious metals company specializing in Gold IRAs and physical gold and silver sales.

With flat-rate storage fees regardless of account size, strong customer support, and positive reviews, it provides a secure and transparent way to own gold and silver.

The company offers IRS-approved precious metals for retirement accounts and direct home delivery options for those who prefer personal possession.

Colonial Metals offers unique promotions to attract new customers that are hard to pass up (see below). 

Based on our Colonial Metals review, we've ranked them at the top of our list of companies for 2025. 

If you're vetting companies for your Gold IRA, Colonial Metals Group is worth looking into.

Click Here to Request More Information from Colonial Metals' Website.

Colonial Metals Group Promotions

To attract new customers and provide added value, Colonial Metals Group offers the following promotions:

• Up to $7,500 in Free Silver

• No IRA Fees for Up to 5 Years

• A Free Home Safe for Cash Buyers

These promotions make it an attractive option for those looking to maximize their benefits when purchasing precious metals. Request your free Gold Guide from Colonial Metals to learn more.

Pros and Cons of Colonial Metals Group

Pros:

• Diverse Precious Metals Options – Offers gold, silver, platinum, and palladium for IRAs and direct purchase.

• Strong Reputation – Holds a 4.5-star rating on Trustpilot, based on 61 verified customer reviews.

• Educational Resources – Provides in-depth market insights and educational materials.

• Exceptional Customer Support – Knowledgeable representatives help guide retirement savers through the process.

Cons:

• Limited Track Record – Being a newer company, it lacks a long-established history.

• Lack of Pricing Information Online - We had to get on the phone to confirm storage and custodial fees, and product pricing information.

Company Background

Colonial Metals Group was founded to simplify the process of acquiring physical precious metals, especially for retirement savers. Under the leadership of CEO Paul Stone, the company has focused on security, customer education, and high-quality service.

Based in West Palm Beach, Florida, the firm has quickly gained recognition for its approach to gold and silver transactions. The company has been featured in prominent news outlets such as Fox, NewsMax, and USA Today.

CEO Paul Stone is often an expert guest on prominent conservative programs, and has been interviewed by Larry Kudlow, Roger Stone, Right Side Broadcast Network (RSBN), Judge Jeanine Pirro, and more. 

Colonial Metals Reviews

Most of the company's online reviews can be found on Trustpilot. While there is some negative feedback, we're pleased to find that overall, the Gold IRA company has a 4.5 average rating based on 61 customer reviews. 

Bullion.Directory shows two consumer reviews. Both customers reported a 5-star experience working with Colonial Metals Group.

Most customer reviews online report a positive experience with the Gold IRA dealer.

Products and Services

Whether you're looking to diversify retirement savings with a Gold IRA or hold physical gold and silver at home, Colonial Metals Group serves both types of customers.

In times of economic uncertainty, inflation, and stock market volatility, many Americans are turning to Gold IRAs as a hedge against financial instability.

Gold has historically maintained its value, making it a popular choice for retirement savers looking to preserve their purchasing power.

Here’s a breakdown of the two primary ways to buy gold:

1. Gold IRAs – A self-directed retirement account that allows individuals to hold physical gold, silver, platinum, or palladium in an IRS-approved depository. These accounts grow tax-deferred, providing long-term wealth protection. The movement of funds from another qualified retirement account such as a 401K or an IRA is tax-free and penalty free.

2. Home Delivery Gold Purchases – Customers can also buy gold and silver directly for secure home storage. This option provides immediate access to physical metals but does not offer the tax benefits of an IRA.For home purchases Colonial Metals will discreetly ship and insure the precious metals to the client’s doorstep for no charge.

Whether you're looking for a tax-advantaged retirement account or simply want to own physical gold and silver, Colonial Metals Group provides a secure and reliable solution.

Colonial Metals Group Product Range

Colonial Metals Group offers a variety of high-quality precious metals, including:

• Bullion Bars – IRA eligibile Gold, silver, platinum, and palladium bars sourced from trusted mints.

• Bullion Coins – IRA-eligible gold, silver, platinum, and palladium bullion coins from trusted national mints around the world like the US mint, Royal Canadian Mint, St. Helena Mint and more.

• Numismatic Coins – Collectible coins for those interested in rarity and historical value.

Related: TSP to Gold IRA - How to Convert a Portion of Your Thrift Savings Plan into Physical Gold & Silver

The company specializes in self-directed Gold & Silver IRAs – Designed for retirement savers seeking to protect their purchasing power. Colonial Metals Group can handle every step of the process together with a self directed IRA custodian of your choice, to ensure your new IRA account is setup in compliance with the IRS.

Gold & Silver IRA-Eligible Coins & Bars

Colonial Metals Group provides a wide selection of IRS-approved precious metals for IRAs. The company can source gold, silver, platinum, and palladium products. This is not a full list below.

Eligible products include:

Gold Bars: Minimum fineness of 0.995, sourced from accredited refineries, including:

Gold Coins:

• American Gold Eagles
• Canadian Gold Maple Leafs
• Australian Gold Kangaroos
• Austrian Gold Philharmonics
• British Gold Britannias
• St. Helena Victory Seal
• St. Helena Sovereign
• American Gold Buffalos

Silver Bars: Minimum fineness of 0.999, sourced from accredited refineries, including:

Silver Coins:

Their wide selections of bullion bars and coins ensure that customers have a variety of high-quality, IRS-approved options to diversify their portfolios and secure their financial future.

Gold IRA Fees

Gold IRA fees are fees charged by a 3rd party Custodian to your account, not by Colonial Metals.

Colonial Metals on its part works with all Custodians and will make a recommendation for you to choose the most affordable and reliable Custodian in the marketplace.

Colonial Metals is also absorbing all first year fees and setup fees for its customers in addition to additional fees for any re-order of a customer.

These are the typical Custodian fees selected by Colonial Metals customers:

• Set up fee of $80 - Waived and absorbed by Colonial Metals for all buyers
• First year fee of $225 to include administration fees and storage fees of your metals in a depository - waived and absorbed by Colonial Metals for all customers
• Future annual fees are $225 a year as a flat fee for an account of any size. Depending on the customer’s account size, Colonial Metals may waive up to five years of fees.

Setting Up a Gold IRA with Colonial Metals Group

Opening a Gold IRA with Colonial Metals Group is a straightforward process. Here’s how it works:

Colonial Metals Group offers a streamlined Gold IRA setup process, including:

1. Request a Free Gold IRA Guide – Speak with a precious metals representative.
2. Fund Your Account – Transfer funds from an existing IRA or retirement account.
3. Purchase Your Metals – Select IRS-approved gold and silver for your IRA.
4. Secure Storage – Metals are shipped to IRS-approved vaults in a state of your choice, includingTexas, Delaware, or Utah.

Final Verdict: Is Colonial Metals Group Worth It?

Colonial Metals Group has quickly established itself as a reliable source for gold and silver transactions.

While it is still a newer company, its transparent fees, strong customer service, and reputable partnerships make it a solid choice for those considering precious metals for retirement savings.

If you’re looking to diversify your savings with gold or silver, Colonial Metals Group is worth exploring.

For more details, visit the Colonial Metals Group website or request their Free Gold IRA Guide to get started.