GoldenCrest Metals Review: Best for Gold and Silver IRAs?

Headquartered in Calabasas, California, GoldenCrest Metals is making waves for all the right reasons: honest pricing, generous incentives, and a refreshing commitment to customer education.

If you’re looking to diversify your retirement savings with physical gold and silver, GoldenCrest Metals deserves your attention.

But how does the Gold IRA company stack up against competitors in a crowded field? We'll look into the company's background, fees, online ratings, and more. Let's get started. 

Quick Snapshot: GoldenCrest at a Glance

Pros:

• No annual IRA fees for the first year — up to five years free on qualifying purchases
• Up to $25,000 in free silver on qualifying transactions
• Free home safe for cash purchases over $10,000
• Transparent, real-time pricing
• 5-star average reviews on BBB, Trustpilot, Google, and Yelp
• Easy, streamlined buyback program
• Endorsed by Michael Savage, Gregg Jarrett, and Kevin Harrington

Cons:

• Still new — founded in 2023, so no long-term track record yet
• Limited product pricing information available directly on the website

Overall, GoldenCrest Metals is highly rated by customers, offers precious metals at low pricing, and is currently offering unique promotions such as free silver and zero storage fees. 

Based on our assessment, we've ranked GoldenCrest Metals #1 on our 'Best Gold IRA Companies' list for 2025.

Want to Learn More?

✅ Request your FREE Gold IRA Guide from GoldenCrest Metals and see if you qualify for up to $25,000 in free silver.

Company Overview: Who Is GoldenCrest Metals?

GoldenCrest Metals is led by CEO Rich Jacoby, who’s on a mission to restore trust and integrity in an industry that’s often marred by high-pressure sales and murky pricing.

The company offers gold, silver, platinum, and palladium products — both for individual cash purchases and IRS-approved self-directed IRAs.

Their no-pressure sales model and commitment to transparency have earned them quick praise among new and experienced gold buyers alike.

From day one, GoldenCrest has aimed to simplify the precious metals buying process, combining real-time pricing with a team of knowledgeable specialists who walk you through every step.

Customer Reviews and Reputation

Despite being new to the scene, GoldenCrest has earned near-perfect scores across multiple independent review sites:

• Better Business Bureau (BBB): A- rating with 5/5 stars based on customer reviews
• Trustpilot: 5-star average rating
• Google Reviews: 5-star average rating from over a dozen verified users
• Yelp: 5-star rating
• Bullion.Directory: Rated 5 stars by all reviewers
• Best Value Investing: Ranked 'Best for Integrity, Trust, and Transparency with a 4.89/5-star rating

Customers consistently highlight the company’s fair pricing, responsive support, and seamless IRA setup process. With zero complaints on file and nothing but glowing testimonials, GoldenCrest has quickly built a reputation for reliability and respect.

Product Offering: Gold, Silver, Platinum and Palladium

GoldenCrest offers a robust range of IRA-approved metals from the world’s most trusted mints:

Gold:

• American Gold Eagles
• Canadian Maple Leafs
• Austrian Philharmonics
• Gold bars in 1 oz, 10 oz, and 100 oz sizes

Silver:

• American Silver Eagles
• Canadian Maple Leafs
• Australian Silver Kangaroos
• Silver bars of various weights

Platinum and Palladium:

• American and Canadian platinum coins
• Palladium Eagles and Maple Leafs
• 1 oz platinum and palladium bars

Whether you're buying metals through a self-directed IRA or making a personal purchase, GoldenCrest gives you access to high-quality, IRS-eligible metals.

Fees and Pricing

One of GoldenCrest’s standout advantages is its low-cost fee structure — especially in the early years.

Here’s what you’ll pay:

• Setup Fee: Waived
• Annual Custodial Fee (after year one): $199 via Entrust Group
• Storage Fee: 0.005% annually through Delaware Depository

Bonus: Customers can qualify for up to five years of waived fees, depending on the size of their IRA purchase.

For retirement savers looking to maximize their returns early on, this structure is hard to beat.

GoldenCrest Metals stands out in the industry for its competitive pricing model, which is made possible by its lean business structure.

Unlike some larger dealers with bloated advertising budgets and high overhead, GoldenCrest keeps its operations efficient — and passes those savings directly to the customer.

Whether you're purchasing metals for a self-directed IRA or as a collector, GoldenCrest can source nearly any IRA-eligible coin or bar from trusted mints around the world.

From common bullion products like American Eagles and Canadian Maple Leafs to harder-to-find coins for collectors, the company offers broad access and flexible sourcing.

Most importantly, GoldenCrest is committed to real-time pricing and transparent markups, ensuring that buyers know exactly what they’re paying without surprise fees or upsells.

This approach aligns with the company’s core values of honesty, education, and customer-first service — giving consumers confidence that they’re getting fair value for every dollar invested.

Promotions and Customer Perks

GoldenCrest Metals offers some of the best promotions in the industry — especially for larger accounts:

• $25K+ IRA: Free shipping, setup, and 1 year of storage
• $50K+ IRA: 2 years of free storage
• $100K+ IRA: 3 years of free storage
• $250K+ IRA: 5 years of free storage
• 10% Silver Rebate: On qualifying purchases up to $25,000
• Free Home Safe: For cash purchases over $10,000

These incentives make GoldenCrest particularly appealing for high-net-worth individuals and serious retirement investors.

Buyback Program: Easy Exit Strategy

GoldenCrest offers a no-hassle buyback program, making it simple to liquidate your metals when needed. Whether you’re taking an RMD or cashing out your IRA, the company handles the transaction directly — no third-party buyers required.

Education Over Intimidation

Unlike companies that rely on fear-based sales tactics, GoldenCrest takes an educational approach. Their free Gold IRA Guide, in-house videos featuring market experts, and dedicated resource pages empower customers to make informed decisions.

They also provide lifetime IRA support and one-on-one guidance — a huge benefit for first-time investors.

How to Open a Gold IRA with GoldenCrest Metals

The process is simple and hands-on:

1. Fill out a short online form to request your free guide
2. Speak with a precious metals specialist to walk through your rollover or transfer
3. Choose your metals with expert assistance
4. Store your assets in a secure depository or take possession later, if eligible

GoldenCrest Metals Alternatives

While GoldenCrest Metals offers strong value through transparent pricing, generous incentives, and a customer-first approach, it’s always smart to compare your options.

Below are three reputable alternatives in the gold IRA space that are also known for excellent service, investor education, and trustworthy practices.

1. Augusta Precious Metals – Best for High-Net-Worth Investors

Founded in 2012, Augusta Precious Metals has built a reputation for white-glove service and deep educational support. What sets Augusta apart is its one-on-one web conferences, led by a Harvard-trained analyst who helps customers understand gold’s role in a balanced retirement portfolio.

Key Highlights:

• High-quality educational resources
• Strong emphasis on transparency and regulatory compliance
• Excellent ratings from BBB and TrustLink
• $50,000 account minimum may not be ideal for smaller buyers

Best For: Individuals who want a hands-on learning experience and are comfortable with higher minimum investments.

2. Birch Gold Group – Best for First-Time Gold IRA Buyers

Founded in 2003, Birch Gold Group has helped thousands of Americans diversify their retirement savings. The company emphasizes accessibility and customer education, making it a strong option for new gold buyers entering the world of precious metals.

Key Highlights:

• Lower account minimums (often starting around $10,000)
• Offers gold, silver, platinum, and palladium
• Endorsed by public figures like Ben Shapiro
• Transparent fee structures and strong customer reviews

Best For: Customers who are just starting out and want a smooth, guided introduction to precious metals IRAs.

3. Goldco – Best for Promotions and Customer Service

Goldco is a top-rated precious metals firm with a long-standing reputation for outstanding customer support and generous new-customer promotions. Frequently endorsed by high-profile figures like Sean Hannity and Chuck Norris, Goldco is known for its seamless rollover process and personalized service.

Key Highlights:

• Special offers like free silver on qualifying IRAs
• A+ rating with the BBB and AAA rating from the Business Consumer Alliance
• Long-standing industry reputation
• Responsive, knowledgeable account specialists

Best For: Those looking for a strong blend of service and promotional value, especially if rolling over a large account.

Which Company Is Right for You?

GoldenCrest Metals stands out for its transparency, fee waivers, and generous silver rebates — particularly for larger accounts. However, it's always smart to compare dealers as each company above brings unique strengths.

When comparing options, consider factors like:

• Minimum purchase requirements
• Fees and pricing structure
• Available incentives or promotions
• Depth of customer support
• Reputation in the industry

Taking the time to explore your options can help you find the best fit for your financial goals and comfort level.

Whether you go with GoldenCrest Metals or one of the alternatives above, adding precious metals to your retirement plan is a step toward greater diversification and long-term security.

Final Verdict: Is GoldenCrest Metals Legit?

GoldenCrest Metals is a legitimate and trustworthy gold IRA company, accredited by the BBB and praised across all major review platforms.

While the company is still young, its leadership has deep industry experience and a clear vision: restore integrity, transparency, and value to the precious metals market.

If you're looking for a fair-priced, low-pressure, and high-reward way to protect your savings, GoldenCrest Metals deserves a spot on your shortlist.

Between the five years of zero fees, generous silver rebates, and stellar customer support, it’s easy to see why this company is making waves.

Gold IRA FAQ

What is a Gold IRA?
A Gold IRA is a self-directed individual retirement account that allows you to hold physical precious metals — like gold, silver, platinum, or palladium — instead of traditional paper assets like stocks and bonds.

It offers the same tax advantages as a regular IRA but with the added benefit of owning tangible assets.

Is a Gold IRA better than a traditional IRA?
It depends on your financial goals. While a traditional IRA offers exposure to the stock and bond markets, a Gold IRA helps protect your savings from inflation, currency devaluation, and market volatility.

Many investors use a Gold IRA to diversify their retirement portfolio and add a layer of stability.

Can I roll over my 401(k) or existing IRA into a Gold IRA?
Yes. GoldenCrest Metals makes this process simple. You can roll over funds from a 401(k), 403(b), TSP, or traditional IRA into a self-directed Gold IRA without triggering taxes or penalties, as long as the transfer is completed within 60 days.

What types of gold and silver can I include in a Gold IRA?
The IRS requires that all metals held in an IRA meet specific purity standards:

• Gold: Must be at least 99.5% pure
• Silver: At least 99.9% pure
• Platinum and Palladium: At least 99.95% pure

GoldenCrest offers a wide range of IRS-approved coins and bars that meet these standards.

Can I take physical possession of the gold in my IRA?
Not immediately. IRS rules require that your metals be stored in an approved depository while held in an IRA. However, once you reach the age of 59½ and start taking distributions, you can choose to receive your metals in physical form rather than cash.

Are there taxes or penalties when rolling over to a Gold IRA?
No — as long as your rollover follows IRS guidelines. If the rollover is completed within 60 days, you won’t owe any taxes or penalties. GoldenCrest Metals’ specialists will guide you through every step to make sure the process is fully compliant.

Where will my gold be stored?
GoldenCrest Metals uses Delaware Depository for secure storage. This facility offers Class 3 vaults, full insurance from Lloyd’s of London, and state-of-the-art electronic security.

How much does it cost to open a Gold IRA?
GoldenCrest Metals waives setup, custodial, and storage fees for the first year, and customers who invest larger amounts can qualify for up to five years of zero fees. After the promotional period:

• Custodian fee: $199/year (via Entrust Group)
• Storage fee: 0.005% of account value annually

Can I add other metals to my Gold IRA?
Yes — in addition to gold, you can include silver, platinum, and palladium, as long as the metals meet IRS eligibility standards. GoldenCrest offers all four metals for inclusion in self-directed IRAs.

How do I get started with GoldenCrest Metals?
It’s simple:

1. Request your free Gold IRA Guide
2. Speak with a precious metals specialist
3. Fund your account with a rollover or transfer
4. Choose your metals and store them securely