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As inflation spikes, national debt hits record highs, and stock market volatility dominates the headlines, more Americans are searching for a safe haven to protect their hard-earned savings.
On a recent episode of The Balancing Act with Montel Williams and Olga Villaverde, Rich Jacoby, CEO of GoldenCrest Metals, joined the conversation to explain why physical gold is hitting record highs in 2025—and how everyday consumers can take advantage of it.
Watch the full interview below:
Key Takeaways from the Interview with Rich Jacoby
Gold’s Comeback
Jacoby began by noting a powerful trend: gold surged nearly 27% in 2024, its strongest annual gain in more than a decade. That performance isn’t random—it reflects a growing unease with traditional markets.
With inflation at multi-decade highs and U.S. debt ballooning, gold continues to climb as investors are seeking stability. Gold, historically, has answered that call.
In fact, Jacoby reminded viewers that gold spiked over 150% after the 2008 financial crisis, offering a stark contrast to the stock market, which took years to recover. In times of crisis, gold doesn’t just hold its value—it often thrives.
>> Visit GoldenCrest Metals to Learn More.
Diversification Is No Longer Optional
Image credit: TheBalancingAct
One of Jacoby’s main messages: diversification isn't just for the wealthy—it’s essential for anyone serious about protecting their retirement.
“Just like you wouldn’t put all your money in one stock,” he said, “you shouldn’t rely solely on equities to grow or preserve your wealth.”
Gold and silver act as a hedge—especially when traditional assets falter. During inflationary periods or geopolitical turmoil, gold tends to move inversely to stocks.
That’s why we’ve seen gold climb even as equities waver in 2025.
Related: Gold Hits Record High as Trade War Escalates
Debunking Common Myths About Precious Metals
Jacoby took time to address some of the biggest myths keeping people on the sidelines:
- Myth 1: Gold is only for the wealthy.
Not true. GoldenCrest Metals Metals helps Americans start with as little as $5,000, making precious metals accessible for a wide range of retirement savers. - Myth 2: Gold is outdated.
Also false. Central banks bought a staggering 481 tons of gold in 2024 alone. When the world’s largest financial institutions are stocking up on physical gold, it signals trust in the asset’s enduring value. - Myth 3: The process is too complicated.
Not anymore. GoldenCrest streamlines the rollover process. Transferring an existing 401(k) or IRA into a self-directed Gold IRA typically takes just a couple of weeks. For cash buyers, the process is even simpler—metal is shipped directly to their home through fully insured delivery.
>> Claim Your Copy of Rich Jacoby's Free Gold Guide.
What Makes GoldenCrest Metals Different
Jacoby emphasized that GoldenCrest’s mission isn’t just about selling metals—it’s about educating and empowering everyday Americans.
“We don’t want every sale,” he said. “We provide the tools and the education so people can make informed decisions.”
Their flagship tool is the free Wealth Protection Guide, which walks prospective customers through the basics of gold and silver ownership.
They also offer zero-cost consultations, and for those who qualify, up to $25,000 in free silver on certain purchases.
More importantly, GoldenCrest Metals is built around transparency—from pricing to storage options. They aim to take the mystery (and fear) out of gold ownership.
Why Gold Appeals to Everyday Americans Right Now
In today’s environment, gold offers more than just an investment—it offers peace of mind. Many Americans are tired of watching their portfolios swing with every interest rate decision or political development.
Gold doesn’t require constant attention. It’s considered a long-term, stable store of value—and that’s precisely what many retirement savers are looking for.
Jacoby described gold as the “sleep-well-at-night” asset. “You don’t have to stare at the screen to see how it’s performing,” he said. “Over the last 10 years, gold has shown a steady trend with fewer of the dramatic crashes that rattle stocks.”
Related: Michael Savage Partners with GoldenCrest Metals
A Timely Call to Action
With the 2025 gold rally in full swing, Jacoby believes this is the moment to act. “Between inflation, political division, and growing global instability, this is the time to protect what you’ve built,” he said.
Gold has historically shined during turbulent times—and 2025 is proving no different.
Ready to Learn More?
Get your free Gold IRA Guide from GoldenCrest Metals and explore your options for protecting your retirement with physical gold.
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